{"id":230,"date":"2026-03-14T14:12:24","date_gmt":"2026-03-14T13:12:24","guid":{"rendered":"https:\/\/fnrce.fr\/roal\/?page_id=230"},"modified":"2026-03-14T14:12:26","modified_gmt":"2026-03-14T13:12:26","slug":"nous-connaitre","status":"publish","type":"page","link":"https:\/\/fnrce.fr\/roal\/nous-connaitre","title":{"rendered":"Nous conna\u00eetre"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"230\" class=\"elementor elementor-230\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e3b5626 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e3b5626\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9b454f4\" data-id=\"9b454f4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-45e56c6 elementor-widget elementor-widget-image\" data-id=\"45e56c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/fnrce.fr\/roal\/wp-content\/uploads\/sites\/16\/2023\/10\/ecureuilsretraites-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail wp-image-83\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b94f596 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b94f596\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4ff0b2b\" data-id=\"4ff0b2b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dc2fc0f elementor-widget elementor-widget-text-editor\" data-id=\"dc2fc0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p align=\"justify\"><span style=\"color: #003366;\">Notre F\u00e9d\u00e9ration a \u00e9t\u00e9 cr\u00e9\u00e9 le\u00a0 29 janvier 1987 lors de l&rsquo;adoption de ses statuts pendant le d\u00e9roulement de son assembl\u00e9e g\u00e9n\u00e9rale constitutive. Son objet principal est le regroupement des retrait\u00e9s des diff\u00e9rentes Caisses d&rsquo;Epargne autonomes (585 \u00e0 l&rsquo;\u00e9poque) afin de d\u00e9fendre leurs droits et int\u00e9r\u00eats, assurer leur information, favoriser leur concertation et les repr\u00e9senter aupr\u00e8s de la Caisse G\u00e9n\u00e9rale de Retraite (C.G.R) du Personnel des Caisses d&rsquo;Epargne\u00a0de France, et de tous organismes int\u00e9ressant les retrait\u00e9s.<\/span><\/p><p align=\"justify\"><span style=\"color: #003366;\">Pendant cette d\u00e9cennie 1980 de nombreuses fusions ramen\u00e8rent le nombre de caisses \u00e0 187 ce qui suscita de nombreuses inqui\u00e9tudes tant du c\u00f4t\u00e9 actifs que du c\u00f4t\u00e9 retrait\u00e9s, le syst\u00e8me de retraites \u00e9tant sp\u00e9cifique \u00e0 nos \u00e9tablissements.<\/span><\/p><p align=\"justify\"><span style=\"color: #003366;\">En 1992, une grande reconfiguration aboutit \u00e0 la cr\u00e9ation de 34 Caisses d\u2019Epargne \u00e0 comp\u00e9tence r\u00e9gionale, dont\u00a0 31 Caisses d\u2019\u00e9pargne m\u00e9tropolitaines.<\/span><\/p><p align=\"justify\"><span style=\"color: #003366;\">La d\u00e9cennie 1990 verra son lot de reconfiguration, fusion et autres acquisition pour devenir le Groupe Caisses d&rsquo;Epargne et devenir banques coop\u00e9ratives en 1999. Ce que l&rsquo;on redoutait depuis longtemps fini par arriver le 31 d\u00e9cembre 1999, la cristallisation de son syst\u00e8me de retraite (C.G.R) au profit de l&rsquo;ARRCO\/AGIRC, d\u00e9cision politique s&rsquo;il en est sur un syst\u00e8me qui se portait tr\u00e8s bien.<\/span><\/p><p align=\"justify\"><span style=\"color: #003366;\">La d\u00e9cennie 2000 verra \u00e0 son tour quelques fusions (Rh\u00f4ne-Alpes par exemple) et achats (Cr\u00e9dit foncier par exemple), bref tout ira bien jusqu&rsquo;\u00e0 la crise financi\u00e8re des subprimes aux Etats-Unis 2008\/2009 dont nous serons impact\u00e9s via Natixis, les Banques Populaires l&rsquo;\u00e9tant aussi par le m\u00eame canal.<\/span><\/p><p align=\"justify\"><span style=\"color: #003366;\">Cette crise provoquera la fusion en 2009 de la Caisse Nationale des Caisses d\u2019Epargne (C.N.C.E) et de la Banque F\u00e9d\u00e9rale des Banques Populaires pour former le Groupe BPCE que nous connaissons aujourd&rsquo;hui.<\/span><\/p><p align=\"justify\"><span style=\"color: #003366;\">Depuis 2010, c\u00f4t\u00e9 Caisse d&rsquo;Epargne, quelques fusions ont ramen\u00e9 le nombre de caisses r\u00e9gionales \u00e0 15.<\/span><\/p><p align=\"justify\"><span style=\"color: #003366;\">Notre F\u00e9d\u00e9ration quand \u00e0 elle repose sur 17 sections correspondant a peu pr\u00e8s au sch\u00e9ma des Caisses r\u00e9gionales.<\/span><\/p><p><span style=\"color: #003366;\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-medium wp-image-151 aligncenter\" src=\"https:\/\/fnrce.fr\/wp-content\/uploads\/2021\/05\/FNRCE-Regions-266x300.png\" alt=\"\" width=\"266\" height=\"300\" \/><\/span><\/p><p align=\"justify\"><span style=\"color: #003366;\">Dix-sept sections r\u00e9gionales disposant chacune d&rsquo;un conseil f\u00e9d\u00e9ral r\u00e9gional (CFR) qui d\u00e9signent leurs repr\u00e9sentants au Conseil F\u00e9d\u00e9ral National (CFR) constitu\u00e9 de 34 administrateurs d&rsquo;o\u00f9 est issu un Bureau national de 7 membres en charge du\u00a0 fonctionnement de la F\u00e9d\u00e9ration, de la communication et de sa repr\u00e9sentation ext\u00e9rieure.<\/span><\/p><p align=\"justify\"><strong><span style=\"color: #003366;\">Ce Blog est d\u00e9di\u00e9 \u00e0 la F\u00e9d\u00e9ration r\u00e9gionale Rh\u00f4ne-Alpes qui regroupe les huit d\u00e9partements (01 \u2013 07 \u2013 26 &#8211; 38 &#8211; 42 &#8211; 69 &#8211; 73 &#8211; 74) soit <b>l&rsquo;Ain, l&rsquo;Ard\u00e8che, la\u00a0Dr\u00f4me, l&rsquo;Is\u00e8re, la\u00a0Loire, le\u00a0Rh\u00f4ne, la\u00a0Savoie\u00a0et la\u00a0Haute-Savoie).<\/b><\/span><\/strong><\/p><p align=\"justify\"><img decoding=\"async\" class=\"size-full wp-image-722 aligncenter\" src=\"https:\/\/fnrce.fr\/roal\/wp-content\/uploads\/sites\/16\/2026\/03\/rhone_alpes.gif\" alt=\"\" width=\"554\" height=\"543\" \/><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Notre F\u00e9d\u00e9ration a \u00e9t\u00e9 cr\u00e9\u00e9 le\u00a0 29 janvier 1987 lors de l&rsquo;adoption de ses statuts pendant le d\u00e9roulement de son&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-230","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/fnrce.fr\/roal\/wp-json\/wp\/v2\/pages\/230","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fnrce.fr\/roal\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/fnrce.fr\/roal\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/fnrce.fr\/roal\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fnrce.fr\/roal\/wp-json\/wp\/v2\/comments?post=230"}],"version-history":[{"count":0,"href":"https:\/\/fnrce.fr\/roal\/wp-json\/wp\/v2\/pages\/230\/revisions"}],"wp:attachment":[{"href":"https:\/\/fnrce.fr\/roal\/wp-json\/wp\/v2\/media?parent=230"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}