{"id":1080,"date":"2026-01-05T16:15:00","date_gmt":"2026-01-05T15:15:00","guid":{"rendered":"https:\/\/fnrce.fr\/limo\/?p=1080"},"modified":"2026-03-05T16:16:14","modified_gmt":"2026-03-05T15:16:14","slug":"revalorisation-des-retraites","status":"publish","type":"post","link":"https:\/\/fnrce.fr\/limo\/archives\/1080","title":{"rendered":"RETRAITES &amp; MUTUELLE"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1080\" class=\"elementor elementor-1080\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-638ebaa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"638ebaa\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-13c741a\" data-id=\"13c741a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bb3bb4c elementor-widget elementor-widget-button\" data-id=\"bb3bb4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">RETRAITES<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fae5c80 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fae5c80\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c474d8f\" data-id=\"c474d8f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0f62541 elementor-widget elementor-widget-text-editor\" data-id=\"0f62541\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p align=\"justify\"><span style=\"color: #003366;\"><strong>Votre F\u00e9d\u00e9ration a le plaisir de vous annoncer que le Conseil d\u2019Administration de la CGP a d\u00e9cid\u00e9, lors de sa s\u00e9ance du 10 D\u00e9cembre, une revalorisation du R\u00e9gime Maintien de Droit \u00e0 hauteur de +0,75% \u00e0 compter du 1er janvier 2026.<\/strong><\/span><\/p><p align=\"justify\"><span style=\"color: #003366;\"><strong>Il est \u00e0 noter qu\u2019il n\u2019y a pas eu de revalorisation des r\u00e9gimes compl\u00e9mentaires ARRCO et AGIRC.. Prochain rendez-vous Novembre 2026.<\/strong><\/span><\/p><p align=\"justify\"><span style=\"color: #003366;\"><strong>Pas contre, le r\u00e9gime de base g\u00e9r\u00e9 par la CARSAT est revaloris\u00e9 de +0,9% au titre du maintien du pouvoir d\u2019achat face \u00e0 l\u2019inflation comme pr\u00e9vu r\u00e9glementairement, ce \u00e0 compter du 1er janvier 2026, pension vers\u00e9e en f\u00e9vrier (terme \u00e9chu).<\/strong><\/span><\/p><div class=\"elementor-element elementor-element-c9100b9 elementor-widget elementor-widget-heading\" data-id=\"c9100b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\"><h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: #003366;\">INFLATION ET MAINTIEN DE DROITS<\/span><\/h2><\/div><\/div><div class=\"elementor-element elementor-element-09f025f elementor-widget elementor-widget-text-editor\" data-id=\"09f025f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div dir=\"auto\"><span style=\"color: #003366;\">Votre F\u00e9d\u00e9ration est intervenue par courrier aupr\u00e8s des responsables de la CGP\u00a0 en vue de la revalorisation du R\u00e9gime de Maintien de Droits et du r\u00e9gime Suppl\u00e9mentaire en date du 23 octobre, comme suit :<\/span><\/div><\/div><\/div><p style=\"text-align: center;\" align=\"justify\"><a href=\"https:\/\/fnrce.fr\/limo\/wp-content\/uploads\/sites\/7\/2026\/03\/COURRIER-FNRCE-A-EPS-OCTOBRE-2025.pdf\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" class=\"aligncenter wp-image-70 size-full\" src=\"https:\/\/fnrce.fr\/limo\/wp-content\/uploads\/sites\/7\/2022\/02\/pieds.gif\" alt=\"\" width=\"189\" height=\"80\" \/><\/a><br \/><em><strong><span style=\"color: #003366;\">Lettre adress\u00e9e aux Dirigeants de la SGAPS EPS (CGP)<\/span><\/strong><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0886e2c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0886e2c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3d806fb\" data-id=\"3d806fb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e1058d1 elementor-widget elementor-widget-button\" data-id=\"e1058d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">MUTUELLE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3383671 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3383671\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8de831d\" data-id=\"8de831d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7e7d605 elementor-widget elementor-widget-text-editor\" data-id=\"7e7d605\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: #003366;\">cotisation ASV 2026<\/span><\/h1><h3><span style=\"color: #003366;\"><strong><u>Le budget de la S\u00e9curit\u00e9 Sociale et ses impacts<\/u><\/strong><\/span><\/h3><p align=\"justify\"><span style=\"color: #003366;\">Le contexte politique avec l\u2019approbation tr\u00e8s r\u00e9cente du budget de la S\u00e9curit\u00e9 Sociale (pas encore compl\u00e8tement valid\u00e9 et surtout dans ses d\u00e9clinaisons op\u00e9rationnelles), g\u00e9n\u00e8re des impacts importants pour tous les organismes et mutuelles de sant\u00e9, puisque il est \u00e9voqu\u00e9 un co\u00fbt suppl\u00e9mentaire de 1 milliard d\u2019euros demand\u00e9 aux compl\u00e9mentaires sant\u00e9, \u00e9quivalent \u00e0 un surco\u00fbt de +2,25% ou +2,05% pour 2026 de mani\u00e8re exceptionnelle. Le % de taxe reste encore \u00e0 caler quand le budget sera valid\u00e9 d\u00e9finitivement.<\/span><\/p><p align=\"justify\"><span style=\"color: #003366;\">Il est \u00e0 rappeler qu\u2019en 20 ans, la taxation des compl\u00e9mentaires de sant\u00e9\u00a0<b>a \u00e9t\u00e9 multipli\u00e9e par 8<\/b>.<\/span><\/p><p align=\"justify\"><span style=\"color: #003366;\"><u>Nous sommes les champions d\u2019Europe, les contrats d\u2019assurance sant\u00e9 sont tax\u00e9s en 2025 \u00e0 14%, soit 16,25% ou 16,05 % pour 2026 alors que le second pays (l\u2019Italie) le plus tax\u00e9 est \u00e0 2,5%, l\u2019Espagne \u00e0 0,15% et l\u2019Allemagne est exempt\u00e9 de taxe.<\/u><\/span><\/p><p align=\"justify\"><span style=\"color: #003366;\">Statutairement pour les compl\u00e9mentaires Sant\u00e9, du fait que c\u2019est une taxe gouvernementale,\u00a0<u><b>elle doit \u00eatre imput\u00e9e aux adh\u00e9rents \u00e0 travers une hausse de leurs cotisations<\/b><\/u>\u00a0(cf. les communiqu\u00e9s de presse des pr\u00e9sidents des organismes et mutuelles de sant\u00e9).<\/span><\/p><p align=\"justify\"><span style=\"color: #003366;\">Le Conseil d\u2019Administration tenu le 11 d\u00e9cembre 2025 a examin\u00e9 les cons\u00e9quences financi\u00e8res de la d\u00e9cision d\u2019une taxe suppl\u00e9mentaire pour 2026, en partant du principe que cette nouvelle taxe 2026 serait exceptionnelle, envisage de neutraliser cette derni\u00e8re permettant de ne pas modifier le montant des cotisations 2026 telles qu\u2019elles ont \u00e9t\u00e9 communiqu\u00e9es aux adh\u00e9rents. Le montage de cette strat\u00e9gie n\u2019est pas encore compl\u00e9tement arr\u00e9t\u00e9 et il sera communiqu\u00e9 d\u00e8s que possible. Ce qui est certain par contre, c\u2019est qu\u2019il n\u2019y aura pas de minoration de cotisation au mois d\u2019avril comme lors des exercices pr\u00e9c\u00e9dents.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>RETRAITES Votre F\u00e9d\u00e9ration a le plaisir de vous annoncer que le Conseil d\u2019Administration de la CGP a d\u00e9cid\u00e9, lors de&hellip;<\/p>\n","protected":false},"author":1,"featured_media":299725,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1080","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-non-classe"],"_links":{"self":[{"href":"https:\/\/fnrce.fr\/limo\/wp-json\/wp\/v2\/posts\/1080","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fnrce.fr\/limo\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fnrce.fr\/limo\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fnrce.fr\/limo\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fnrce.fr\/limo\/wp-json\/wp\/v2\/comments?post=1080"}],"version-history":[{"count":0,"href":"https:\/\/fnrce.fr\/limo\/wp-json\/wp\/v2\/posts\/1080\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fnrce.fr\/limo\/wp-json\/wp\/v2\/media\/299725"}],"wp:attachment":[{"href":"https:\/\/fnrce.fr\/limo\/wp-json\/wp\/v2\/media?parent=1080"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fnrce.fr\/limo\/wp-json\/wp\/v2\/categories?post=1080"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fnrce.fr\/limo\/wp-json\/wp\/v2\/tags?post=1080"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}